Safe and Secure Payday Loans To Fit Every Budget


Q:How much do you loan/advance?

A: The maximun amount we loan out is $410. For this amount you would write your check for $500. This is the maximun amount allowed by Mississippi State Law. We also loan as little as $82 and all amounts up to $410.

Q: How long do I have to pay the money back?

A: Our payday loans are usually for 2 week increments or until your next payday. For your convinence we try and put the loan due date to coincide with your pay period. This will be discussed when we contact you after you fill out the application.

Q: How confidential is your service?

A: We do everything we possibly can to make sure your transaction is fast, easy, and confidential. We do not share your information with any other sources.

Q: Do you have to verify my employment?

A: Yes. This can be done with an up to date paystub that shows year to date earnings.

Q: What if I am self employed or receive income from the government?

A: You must also have full time employment income that is verifyable.

Q: I have filed for bankruptcy in the past. Will this affect my ability to do business with Money Buddy, Inc?

A: No. Many of our customers have filed for bankruptcy in the past.

Q: Do you run a credit check/report?

A: Absolutely NOT. Most of our customers use us due to the fact he/she has had credit issues in the past.

Q: What if I have a lot of NSF charges on my bank statement?

A: We do not use this criteria to establish whether you can get a payday advance or not. Everyone one of our customers have NSFs on his/her bank statement from time to time.

Q: How long does it take?

A: Internet loans will be funded to your account on the next business day.

Q: How much cash can I get?

A: We look at each customers criteria individually. Where you work, how long you have been there, and how much you make are several of the factors we look at.

Q: Can I get more cash the next time I come in?

A: Yes, once you establish a relationship with us, you credit balance increases.

Q: What if I don't have a checking account?

A: You must have a checking account with printed checks (no starter checks) in order to get a payday loan.

Q: Do I have to fill out an application every time I want to get a payday loan?

A: No, after you have established business with us, all you need to do is go to www.gomoneybuddy.com and click on the member's area.

Q: What if I live out of town or have an out of state checking acount?

A: We perfer that you live or work in the area. You must have a checking account with a local bank.

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